apple card reddit review

I seriously love love love this card. The customer service on Apple Card is absolutely abysmal.

Apple Card

Certainly as of this writing several major merchants.

. They cant even tell me why the delay. Retailers accept Apple Pay. Learn about the key criteria used to determine whether your Apple Card application is approved or declined.

The Apple Card s credit score requirement is good. How your Apple Card application is evaluated. The Apple Card made me realize how much I take Amex for granted.

While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk. To manage your Apple Card online we recommend using the latest version of Safari Firefox Microsoft Edge or Chrome. Apple claimed in announcing the Apple Card that 70 of US.

And instead of giving me a 15 hour long questionnaire that times out over text message you should refund and. The Apple Card the much-ballyhooed new venture from technology giant Apple Inc became available in Aug. Citi Double Cash and PayPal Cashback Mastercard.

This product was an exciting new chapter for Apple as the company began. When the Apple Card debuted in August 2019 Apple noted that it would have a variable APR of 1299 to 2399 based on creditworthiness. Apple Card Review Summary.

Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. And Apple said that cant happen Well. Before Apple Card the retailer partnered with Citizens One bank to offer a similar financing plan for those who need to pay off their iPhones over time.

Apple makes a lot of bold claims about the Apple Card. Apple Credit Card Review. Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application.

Apple has dominated the tech space for a long time with consumer favorites including the iPhone iPad and more recently the iPad Pro Apple Watch AirPods and more. 8 It allows two partners to merge credit lines 9 to form a single co-owned account 10 manage that account together and build credit as equals. If you frequently purchase Apple products or use Apple pay the Apple Card may be a good fit for you.

Other 0 annual fee cash back cards such as the Capital One Quicksilver. On a positive note you can ask for help and receive support via text though its unclear if this service is available 247. Find out whether this card belongs in.

Apple Card vs. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL -065 card in a post entitled Ive owned the Apple Card for 3. The card which is made of titanium and laser etched with no card number sets a new level of privacy and security according to the companys promotional video.

To determine if the Apple Card is actually your best option I compared this card to two likely suitable alternatives. I applied for this card November 2020 with a 640ish credit score and was approved for a 1000 limit. But its not right for everyone.

The Apple Card is a good credit card thats worth it for people with good credit or better who regularly buy Apple products and services as well as for iPhone Mac and iWatch users who are comfortable making purchases using Apple Pay. When Apple first announced its rewards credit card in August 2019 a lot of people were excited about the prospect. Apple lets you request credit limit increases every 3 months so I went from 1k to 3k to 6k to 10k to 15k in just a year.

Just like an Apple Card financing plan a Citizens One Apple loan comes with no added interest and the price is always split over 24 equal monthly installments. Apple which has put its own design flourish into the card claims the card is more simple transparent and private than your usual credit card. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL 290 card in a post entitled Ive owned the Apple Card for 3.

The low end of that range is better than average and. Owning the Apple Credit Card from Goldman Sachs doesnt have to cost you a thing. Technically a Mastercard with Goldman Sachs as the issuing.

Unlike most some of us were required to scan photo ID during the application process. The card lives entirely on your iPhone in. The 13205 spent through Apple Pay would translate to 26410 in cash back and the remaining 13205 that could reasonably be charged to a credit card would earn 13205 cash back.

When the Apple credit card launched last year it revamped the way cash-back cards work with its unique Daily Cash program. Apple Card Family brings all the great features and benefits of Apple Card to your entire family whether thats your immediate family extended family or whoever you call family. If youre considering a cash back credit card youre likely looking for a card that is going to optimize your rewards based on your spending habits.

They cant expedite or override anything. For me the biggest advantage of the Apple Card is what it doesnt have -- a number on the physical card. Apple is launching its new credit card the Apple Card this month after announcing it in March.

All they tell me is that Ill. Apple Card is Goldman Sachs first credit card so this is unknown territory and the customer experience remains to be seen. Apple Card Review Summary.

Unfortunately mine has been in review ever since which is 820 930AM EST. For additional assistance in managing your Apple Card please contact support. The Apple Card does not offer a free credit score unlike most of its main competitors.

Even though the Apple Card doesnt charge fees keep in mind that it does charge interest on balances that arent paid in full. The cards variable APR ranges from 1099 to 2199. 11 Participants 12 18 and older can choose to start.

Apple Card

About The Covid 19 Customer Assistance Program For Apple Card Apple Support